Buyers Advantage Rates

  • Rates by IPL Mortgage
  • 30 yr Fixed Conforming (Up to $417,000)
  • Rate: 3.75% APR: 3.75% (0 Fees)
  • 30 yr Fixed Conforming (Up to $625,500)
  • Rate: 3.75% APR: 3.75% (0 Fees)
  • 15 yr Fixed Jumbo (Up to $5 Million)
  • Rate: 3.5% APR: 3.5%
  • 5 yr ARM Jumbo (Up to $5 Million)
  • Rate: 3.0% APR: 3.0% (0 Fees)
  • 10 yr ARM Jumbo (Up to $5 Million)
  • Rate: 3.75% APR: 3.75% (0 Fees)
  • APR Assumptions: 720 + FICO, SFR, Primary, California, 417k (1 mil Jumbo)
  • Current as of:  11/22/2011 10:00am

Contact Us

Looking to Refinance?

California MortgageWhether purchasing or refinancing, IPL Mortgage will help you meet your goals with rates amongst the lowest in the industry.



Five Easy Steps

Here's where to start:

1. Get pre-approved

•  Contact us at 877-858-5990 or click here and a mortgage specialist will guide you through the pre-approval process.
•  Once you’re pre approved, you’ll be ready to…


2. Start searching for homes!

•  Search the MLS through a personalized web portal that allows you to view and organize all the listings which meet your criteria.
•  The best part? It’s updated daily, so the moment a new listing comes on the market, you’ll know about it!


3. Sign a Purchase Agreement

•  Once you've found your dream home, you'll sign your purchase agreement and make an offer.
•  Once your offer is accepted, you’re in escrow and a short time away from taking ownership!


4. Close on Your Mortgage

•  Here's where IPL Real Estate clients really reap the rewards.
•  You’ll receive an unbeatable mortgage rate with absolutely no points or lender fees (see rate table for current rates).


5. Move in!

•  There's nothing like the feeling of moving into a new home.
•  Refer your friends and family, and let them know how much money you saved